Members / Member Access

Your accounts.
24 / 7.

Online banking, mobile app, and card controls. Three tools. One digital ecosystem. Free for every Vida member.

01 / Online Banking

Everything.
Any browser.

Free, secure, and available around the clock. Log in at homebanking.vidafcu.org from any computer or device. No app required.

/Check balances on all accounts
/View transaction history and cleared checks
/Transfer funds between your Vida accounts
/Make loan payments
/Set up email alerts for low balances or cleared checks
/Download account history
/Pay bills to anyone (Bill Pay)
Bill Pay

Pay anyone.
Set it and forget it.

Utilities, rent, the gardener. Pay practically anyone directly from your Vida account. Set up recurring payments once and they run automatically. Adjust any payment that varies month to month. Free with online banking.

How Bill Pay Works

Log in to online banking, go to Bill Pay, add your payees, and schedule payments. One-time or recurring. You control the timing. Vida handles the rest. Payment history is always available in your account.

02 / Mobile App

The branch
in your pocket.

Free for iOS and Android. Everything you can do in online banking, plus mobile check deposit. Snap a photo of a check and deposit it from wherever you are. No branch visit required.

What You Can Do
/Check balances and transaction history
/Transfer funds between accounts
/Deposit checks with your phone camera
/Make payments using Bill Pay
/View images of cleared checks
/Find a nearby free ATM
Download the App

Already an online banking user? Download the app and log in with the same credentials. No new account needed.

03 / CardValet

Your card.
Your controls.

CardValet by Fiserv puts you in control of your Vida debit and credit cards from your phone. Turn cards off the moment you suspect fraud. Set spending limits. Get instant alerts. Free to download.

Turn Cards On / Off

Misplace your card? Turn it off instantly. When you find it, turn it back on. No call required. No waiting.

Spending Limits

Set dollar thresholds by merchant category. Gas, groceries, retail. Control how your card is used without canceling it.

Real-Time Alerts

Get notified the moment your card is used. Every transaction. Know instantly if something doesn't look right.

Location Controls

Restrict your card to a specific geographic area. Traveling internationally? Expand the coverage. Home? Lock it to local.

Common Questions

Online banking questions.

Why does it ask me to re-verify my identity every time I log in?

This is multi-factor authentication (MFA). Each time you log in, Vida sends a one-time code to your registered phone number or email address. Entering that code confirms it's actually you, not someone who just guessed your password. It is an extra step, but it protects your account. If you're having trouble receiving the code, contact Vida at (909) 983-1959.

It's asking me for a "Telephone Teller PIN." What is that?

The Telephone Teller PIN is a separate 4-digit PIN used with Vida's telephone banking system. It is different from your online banking password. If you have never set one up or don't remember it, call Vida at (909) 983-1959 and a team member can help you create or reset it.

Is online banking free?

Yes. Online banking, Bill Pay, and the Vida mobile app are all free for members. CardValet is also free to download and use. There are no fees to access any of these digital tools.

Can I use online banking and the mobile app at the same time?

Yes. Your online banking account and the mobile app share the same login credentials and the same data. Anything you do in one reflects in the other. You can switch between them freely.