#notabank / All Products Loans / Accounts / Member Services
Every product.
Every service.
The full list of Vida products and services on one page. Loans, accounts, cards, and the digital tools to manage all of it. Pick what you need.
Membership required for all products. Vida deposits your $5 membership share for you. No credit check to join. NCUA insured. CDFI Certified.
01 / Borrow
6 Products
Loans & Credit
Personal Loans Up to $20K solo, $40K joint. Fixed rate. Any purpose. Credit builder and secured loan options available. → Auto Loans 100% financing. Terms up to 84 months. 90 days before your first payment. 0.5% off for green vehicles. → Home Loans Conventional, FHA, Jumbo, USDA, VA, CalVet, First-Time Buyer, and Reverse Mortgages via Varris partner. → Home Equity HELOC with variable rate, draw as needed. Fixed Second with predictable payment. Up to $250K, 80% CLTV. → Visa Credit Card No annual fee. Credit lines up to $20,000. 25-day grace period. → Green Energy Loans Specialty financing for solar panels, EV chargers, energy-efficient appliances, and home efficiency upgrades. →
Also Available
Skip-a-Payment Request when life happens. Optional GAP Coverage, Mechanical Repair Coverage, and Payment Protection for auto loans. Call (909) 983-1959, Option 2, for details.
02 / Accounts
5 Products
Save & Spend
Checking Zero overdraft fees. Zero NSF fees. Zero monthly maintenance. Free Visa Debit Card. Mobile banking and bill pay. → Savings Free to open. That's your membership account. The foundation for everything else Vida offers. → Money Market Higher yield than a standard savings account. Limited check-writing access. Best of both worlds. → Certificates of Deposit Commit to a fixed term. Predictable returns with no drama. Multiple term lengths available. → IRAs Retirement accounts with tax advantages. Traditional, Roth, and Coverdell education savings options. →
Included With Checking
Visa Debit Card for everyday spending. Online Banking with Bill Pay. Mobile Banking app for iOS and Android. CardValet real-time card controls. All free with your checking account.
03 / Member Services
8 Services
Digital & Branch
Online Banking Full account access, bill pay, transfers, statements. 24 hours a day, 7 days a week. ↗︎ Member Access Mobile app, mobile check deposit, and CardValet card controls. All three digital tools in one place. → ATM Locations On-site ATM at the Ontario branch, 24/7. Plus 30,000+ surcharge-free CO-OP network ATMs nationwide. → Wire Services Send and receive domestic and international wire transfers. Routing number 322280427. → Skip a Payment Skip a loan payment when life happens. Subject to eligibility and request approval. → Fraud Prevention Education, alerts, and resources to protect your accounts. Real guidance, not just disclaimers. → Make a Loan Payment Pay your Vida loan through the secure cupayments.org portal. No login required. ↗︎ Additional Services Quick answers to the questions members call about most, plus cancer insurance, accident and critical illness coverage, and investment brokerage services. →
Plus
Start Here
Five minutes.
Five minutes.
And free.
Everything on this page unlocks the moment you become a member. Open a savings account and you're in.